Notice to State of Washington residents. This is not your insurance policy. To obtain your state-specific insurance policy, visit www.insureamerica.com, or call 1.715.346.0860.

Description of Coverage

This page gives the basics of the Travel Insurance you have purchased from Travel Guard through Ubiquity International, LLC. Click Complete Information for all the details. (An Adobe Acrobat® document will open.)

Schedule of Benefits
Tour Cost Trip Cancellation & Interruption
$ 500 Travel Delay ($100 maximum per day)
$ 1,000 Baggage & Personal Effects
$ 100 Baggage Delay
$ 500 Missed Connection
$ 25,000 Medical Expense
$100,000 Emergency Medical Transportation
$ 25,000 Accidental Death & Dismemberment
Included Travel Guard Assist
Included LiveTravel®
Included Live Messaging
Included Pre-Trip Travel Advice
Included Emergency Cash Transfer
Optional Additional Coverages
$ 25,000 Car Rental Collision Coverage

PRE-EXISTING MEDICAL CONDITION EXCLUSION WAIVER

If insurance is purchased within 24 hours of initial Trip payment, the Pre-Existing Medical Condition Exclusion will be waived. This is applicable to allcoverages contained in the policy. The Insured must be medically able to travel when you pay your premium. In the event a claim is filed, the Injury or illnessmust be substantiated to our Claims Department.

PRE-EXISTING MEDICAL CONDITION EXCLUSION APPLICABLE TO ALL COVERAGES

The Insurer will not pay for loss or expense incurred as the
result of an Injury, Sickness or other condition of the Insured,
a Traveling Companion, or an Immediate Family Member of the
Insured or Traveling Companion which, within the 60 day period
before the Insured's coverage began: (a) first manifested itself,
worsened, became acute, or had symptoms which would
have prompted a reasonable person to seek diagnosis, care or
treatment; (b) required taking prescribed drugs or medicine,
unless the condition for which the prescribed drug or medicine
is taken remains controlled without any change in the required
prescription; or (c) required treatment by a Physician or
treatment had been recommended by a Physician.

IMPORTANT — Exclusions apply to certain medical conditions.

Insurance Coverage

Underwritten by the National Union Fire Insurance Company of Pittsburgh, PA. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. This is only a brief description of the insurance coverage(s) available under policy series T30253NUFIC. The Policy contains reductions, limitations, exclusions, and termination provisions. Full details of the coverage are contained in the Policy. If there are any conflicts between this document and the Policy, the Policy shall govern.

Coverage is valid only if premium has been paid
PRODUCT NUMBER: 007715-P1 3/08
In the event of a claim, please refer to the above Product Number.

Definitions, Individual Eligibility, Effective
& Termination Dates, Trip Cancellation and all details can be found can be found in the Complete Information.

Click to purchase Travel Insurance